The Financial Services Reform Act commenced full operation on 11 March 2004 and places new licensing and disclosure requirements on organisations participating in the financial services industry.

Portfolio Planning Solutions Ltd, trading as Portfolio Planning Solutions, has complied with this new regime and holds an Australian Financial Services Licence (Number 255027) issued by the Australian Securities and Investments Commission. This licence became effective on 10 March 2004.

As part of the disclosure requirements it is a requirement that Portfolio Planning Solutions provides clients and existing clients with a Financial Services Guide (FSG). This guide is a consumer protection document and is to be provided before any financial services are provided by Portfolio Planning Solutions. The FSG includes details about who is providing the advice, the kind of services provided, how services are charged and what you should do if you have a complaint.  

Financial Services Guide – Financial Planning

 If you have any queries relating to the Financial Services Guide please speak to your Portfolio Planning Solutions adviser.